What We Have Here Is A Failure To Communicate

The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.

It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.

One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.

The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.

Dry Skin Care – Tips to Improve Your Dry Skin

Like regular basic good skin care, dry skin care must be performed on a daily basis. Proper cleansing, toning, and moisturizing practices should become as natural and routine to your day as exercising regularly, eating a healthy diet, working and getting plenty of rest.Dry skin results from a low level of skin oil, or sebum.This condition can be inherited but numerous other factors can interfere with the production of sebum. Extreme temperatures, wind, and air-conditioning can exacerbate the condition, causing the skin to feel tight, or to chap or crack. Smoking, cosmetics, chemicals, environmental pollution and high stress compromise dry skin and cause the skin to appear dull and to wrinkle, particularly around the eyes and mouth. All the more reason to practice smart dry skin care.Skin disorders such as eczema, psoriasis, dermatitis, and seborrhea, as well as certain drugs (e.g., antihistamines, antispasmodics, and diuretics) can also cause dry skin. Treating these disorders and avoiding these drugs will help improve your dry skin condition.Avoid that which will make you unhealthy on the inside and reduce your chances of developing unhealthy skin. Can’t imagine getting through a day without a cigarette? Then imagine having dry, wrinkled skin that makes you look 20-30 years older than you are. Is that an incentive to stop smoking and regularly practice dry skin care?We’re not saying change is easy. But change, in the long run, may be the best thing that ever happened to you. Proper good skin care, in general, and dry skin care, in particular, are certainly within the reach of anyone concerned about the health and look of their skin. Think of how you want to look and feel in 6 months, a year, two years. You absolutely can improve how you look and feel within a short period of time. Why not make the decision to help yourself attain better skin.Oh, I almost forgot, one more thing you have to give up, if you want to enjoy healthy skin. This applies not only to people with dry skin, but to anyone who wants to have clear, beautiful skin. Your skin’s number one enemy is the sun. Sun worshippers (me included), accept that as a fact. And the number one rule of dry skin care follows: PROTECT YOUR SKIN FROM THE SUN!As much as many of us love the sun, and love to bake in it, and walk and play in it, and love how it bronzes our skin and makes us feel healthy and limber and sexy and carefree, make no mistake, the sun can kill you, if you let it.This is no knock on the sun, believe me. The sun gives life and provides us essential vitamin D, but the sun can also inflict irreversible damage to our skin, causing it to age prematurely, to dry and wrinkle and sag, and more alarmingly, to develop precancerous moles and sun spots and carcinomas, and cancerous melanomas.So as much as we love the sun, we have to interact with it in a smart way. Click on Good Skin Care: 14 Ways to Improve Your Skin for more information about protecting yourself from the harmful effects of too much sun exposure.Here are a few solid dry skin care tips to heed:In winter, when the air’s humidity is lower, your skin dries out faster. Keep that in mind when you choose a moisturizer. Use a stronger moisturizer in the winter and a lighter moisturizer in the summer, when the humidity is higher.
As we age our skin becomes thinner and drier. As a result our skin is more prone to damage in the form of cuts and cracking. Be especially careful when handling tools and utensils, and when coming into contact with harsh or abrasive surfaces or objects.
Exercise regularly to increase blood circulation, which helps to nourish your skin and cleanse it from within.
Dry skin care no-brainer: drink plenty of clean water to improve skin hydration. At least 2 quarts every day.
Clean your skin carefully. Because dry skin is more easily damaged than oily or normal skin, practice good, safe cleansing to prevent dead skin cells mixing with dirt and grime and leading to infection.
Avoid excessive washing, especially with hot water, which evaporates more rapidly than tepid or lukewarm water. Too much contact with water will remove natural oils and moisture from the skin and encourage further drying. People with dry skin, especially the elderly, should avoid bathing or showering with hot water.
Keep your baths or showers to less than 15 minutes to avoid the loss of natural oils that help retain your skin’s moisture.
Avoid commercial soaps that dry out the skin. Choose a natural moisturizing soap that has a neutral ph value.
Great dry skin care technique: after showering lightly apply virgin coconut oil to your face and massage gently to get your blood circulating and to refresh your face.
Avoid cold cleansing creams, which are made from hydrogenated oils. These oils actually dry out the skin and lead to wrinkles. Try instead patting virgin coconut oil or pure olive oil on your skin to cleanse it. Wash off with tepid or warm water and pat dry with a soft cloth.
Always moisturize your skin – face, neck, body – after your bath or shower. Moisturize your hands after washing them.
Take evening primrose oil supplements to strengthen your skin and increase your skin’s moisture content. * Get plenty of sleep to allow the skin to repair itself at the cellular level.
For some great ways to improve the look and feel of your dry skin using simple, inexpensive products you can purchase at you local food market or grocery store.There is no mystery to proper dry skin care. First, make the decision to practice regular and consistent good skin care. That may mean giving up something (something that is probably bad for you anyway), or taking whatever measures are necessary to promote your overall physical and mental health and the health and appearance of your skin. Once you’ve committed to making your skin look and feel great, use common sense. Keep in mind the guidance and tips provided above for practicing proper dry skin care, and enjoy healthy better skin for the rest of your life!

SPDN: An Inexpensive Way To Profit When The S&P 500 Falls

Summary
SPDN is not the largest or oldest way to short the S&P 500, but it’s a solid choice.
This ETF uses a variety of financial instruments to target a return opposite that of the S&P 500 Index.
SPDN’s 0.49% Expense Ratio is nearly half that of the larger, longer-tenured -1x Inverse S&P 500 ETF.
Details aside, the potential continuation of the equity bear market makes single-inverse ETFs an investment segment investor should be familiar with.
We rate SPDN a Strong Buy because we believe the risks of a continued bear market greatly outweigh the possibility of a quick return to a bull market.
Put a gear stick into R position, (Reverse).
Birdlkportfolio

By Rob Isbitts

Summary
The S&P 500 is in a bear market, and we don’t see a quick-fix. Many investors assume the only way to navigate a potentially long-term bear market is to hide in cash, day-trade or “just hang in there” while the bear takes their retirement nest egg.

The Direxion Daily S&P 500® Bear 1X ETF (NYSEARCA:SPDN) is one of a class of single-inverse ETFs that allow investors to profit from down moves in the stock market.

SPDN is an unleveraged, liquid, low-cost way to either try to hedge an equity portfolio, profit from a decline in the S&P 500, or both. We rate it a Strong Buy, given our concern about the intermediate-term outlook for the global equity market.

Strategy
SPDN keeps it simple. If the S&P 500 goes up by X%, it should go down by X%. The opposite is also expected.

Proprietary ETF Grades
Offense/Defense: Defense

Segment: Inverse Equity

Sub-Segment: Inverse S&P 500

Correlation (vs. S&P 500): Very High (inverse)

Expected Volatility (vs. S&P 500): Similar (but opposite)

Holding Analysis
SPDN does not rely on shorting individual stocks in the S&P 500. Instead, the managers typically use a combination of futures, swaps and other derivative instruments to create a portfolio that consistently aims to deliver the opposite of what the S&P 500 does.

Strengths
SPDN is a fairly “no-frills” way to do what many investors probably wished they could do during the first 9 months of 2022 and in past bear markets: find something that goes up when the “market” goes down. After all, bonds are not the answer they used to be, commodities like gold have, shall we say, lost their luster. And moving to cash creates the issue of making two correct timing decisions, when to get in and when to get out. SPDN and its single-inverse ETF brethren offer a liquid tool to use in a variety of ways, depending on what a particular investor wants to achieve.

Weaknesses
The weakness of any inverse ETF is that it does the opposite of what the market does, when the market goes up. So, even in bear markets when the broader market trend is down, sharp bear market rallies (or any rallies for that matter) in the S&P 500 will cause SPDN to drop as much as the market goes up.

Opportunities
While inverse ETFs have a reputation in some circles as nothing more than day-trading vehicles, our own experience with them is, pardon the pun, exactly the opposite! We encourage investors to try to better-understand single inverse ETFs like SPDN. While traders tend to gravitate to leveraged inverse ETFs (which actually are day-trading tools), we believe that in an extended bear market, SPDN and its ilk could be a game-saver for many portfolios.

Threats
SPDN and most other single inverse ETFs are vulnerable to a sustained rise in the price of the index it aims to deliver the inverse of. But that threat of loss in a rising market means that when an investor considers SPDN, they should also have a game plan for how and when they will deploy this unique portfolio weapon.

Proprietary Technical Ratings
Short-Term Rating (next 3 months): Strong Buy

Long-Term Rating (next 12 months): Buy

Conclusions
ETF Quality Opinion
SPDN does what it aims to do, and has done so for over 6 years now. For a while, it was largely-ignored, given the existence of a similar ETF that has been around much longer. But the more tenured SPDN has become, the more attractive it looks as an alternative.

ETF Investment Opinion

SPDN is rated Strong Buy because the S&P 500 continues to look as vulnerable to further decline. And, while the market bottomed in mid-June, rallied, then waffled since that time, our proprietary macro market indicators all point to much greater risk of a major decline from this level than a fast return to bull market glory. Thus, SPDN is at best a way to exploit and attack the bear, and at worst a hedge on an otherwise equity-laden portfolio.